2929 Central Expressway Suite 235
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EC Rule 482 (b)(1)(i)- "Investors should consider the Investment objectives, risks and charges and expenses of the funds carefully before investing. The prospectus contains this and other information about the funds. Contact: Ratcliff Financial Services Inc at Garland, TX 75044 Phone: 972-530-4000 Fax: 972-530-2255 to obtain a prospectus which should be read carefully before investing or sending money."